General Liability Insurance in Miami, FL
At Carrera Insurance, we are committed to helping Florida business owners find reliable general liability insurance coverage to help manage common risks that may arise.
Who Can Get General Liability Insurance? 
This type of insurance may work for a wide range of businesses, including:
- Owners looking to avoid financial and reputational setbacks
- Contractors and tradespeople working on client sites
- Professionals who interact with clients or the public
- Retailers, restaurants and service providers with physical locations
Clients or landlords may require proof of liability coverage before you can begin work or sign a lease. Having the right policy in place can help you meet these requirements.
What Does This Policy Cover?
Standard policies typically include coverage for:
- Personal and advertising injury coverage may help with claims tied to libel, slander, copyright infringement or false advertising.
- Property liability coverage may pay for repairs or replacement if your business is responsible for damaging someone else’s property.
- Bodily injury liability coverage may provide financial support for medical and legal costs if a customer or third party is injured on your premises or due to your business activities.
- Legal defense costs coverage can assist with the costs of defending your business in court, even if the claim is groundless.
How Do I Choose the Right Policy?
Here are a few ways to help you find a policy that can match your needs:
- Assess the specific risks related to your industry and location
- Review contract requirements from clients or landlords
- Compare coverage limits and deductibles
- Ask about policy add-ons or endorsements
- Work with a local agent who understands the state’s businesses environment
We’re Here to Help
Contact Carrera Insurance today to review your options and get a free customized quote.