Teen Drivers in Hialeah: Preparing for Back-to-School With the Right Auto Insurance

The back-to-school season means more students hitting the local roads. Auto insurance for teen drivers isn’t just a legal requirement; it’s crucial to their financial security.

Must-have Coverage for Teen Drivers

The following are typically included in auto insurance policies:

• Liability coverage may help with third-party damage or injuries if your teen is at fault in an accident.
• Collision coverage may help with repairs to your teen’s vehicle after a crash.
• Comprehensive coverage may cover damage related to non-collision events like theft, vandalism, and severe weather.
• Uninsured/underinsured motorist coverage may help with damages after an accident where the other driver is responsible and has no or insufficient insurance.
• Personal injury protection (PIP) coverage may assist with medical expenses for the driver and passengers after an accident, plus their lost wages.

How to Save on Premiums

Teen drivers can typically expect higher premiums because of their age and limited driving history. The following tips may help them reduce their auto insurance premiums:

• Take a driver safety course. Completing a driving safety course may qualify your teen for a discount.
• Bundle with other policies. Many insurers offer multi-car and multi-policy discounts, so adding your teen to your policy may help them save on overall premiums.
• Apply for a good student discount. Insurers frequently offer lower rates for teens with good grades.

Contact Us

Make sure your teen is ready for the back-to-school season by securing the proper auto insurance policy. Contact Carrera Insurance in Miami & Hialeah, FL today for a personalized quote or more information.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.